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Long Term Health

Long Term Care is provided to people who are unable to perform the basic tasks of everyday living, on their own for an extended period, due to chronic medical, physical, cognitive conditions or disabling injuries.

A nurse sitting on a sofa holds hands with an elderly woman in a bright living room, engaging in a conversation.

In the past, people did very little planning for long term care needs because life expectancies were so much shorter and family members were usually able to provide care.

Changes in our society and the family make this much more difficult today. Smaller families, family members moving to other locations, both heads of household working, mean family members are less likely available as a care giver while at the same time you are much more likely to need a care giver.

Your children will be sandwiched between you and their own children. Women were traditionally the care giver, now 47% of women work outside the home. Adding parental care to a life style already packed with the demands of work and family can be too overwhelming making the relationships between you and your children begin to deteriorate at a time when you need your relationships to be better than ever.

Family care givers are much more likely to experience depression and anxiety.

Glossary Of Terms

Long Term Care is provided to people who are unable to perform the basic tasks of everyday living, on their own for an extended period, due to chronic medical, physical, cognitive conditions or disabling injuries.

The need for assistance is often diagnosed by one’s ability to perform Activities of Daily Living – transferring, walking, bathing, dressing, toileting, etc.

Long Term Care Insurance covers long term care services provided in your home, other community based settings, an assisted living facility and a nursing home. Medicare, supplemental insurance and traditional health and disability insurance do not cover chronic long term care services. Long Term Care Insurance does. There are two general types of long term care insurance sold in New York State; Traditional Long Term Care and New York State Partnership for Long Term Care.

Long Term Care Insurance premiums are dependent upon many factors. The age at which you purchase, your health, the amount of coverage you want and how long you want to cover are a few of the most important considerations. New York State provides an income tax credit and the Federal Government allows deductions, dependent upon your age, for all tax qualified long term care insurance policies to help people afford long term care insurance coverage.

Metro Eldercare Agency II, LTD was founded in 1995 as a way to meet the needs of families when Medicaid planning becomes a necessity and reasonable fees a must. Insurance and Estate Planning were added to assure total solutions to clients needs.

Servicing clients throughout Nassau, Suffolk, Westchester and New York City.

The Time is NOW. Call today for a consultation 516-797-0601

“Large enough to help you navigate the system, but small enough to provide the caring service.”

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How Can We Help?

We fast-track Medicaid applications, advocate for seniors and provide extended services far beyond the approval. PLUS, we have a referral network to assist with estate and financial planning as well as ongoing care needs.

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Medicaid Planning

Medicaid planning services encompass strategic financial and legal assistance to help individuals and families navigate the complexities of Medicaid eligibility.

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Elder Care Advocacy

Elder care advocacy involves dedicated support and assistance for seniors and their families in navigating the challenges of aging, healthcare, and long-term care.

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Care Coordination

Our team of licensed social workers gets deeply involved in the management of your care to streamline and enhance delivery of healthcare services.

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The Medicaid journey can be a nightmare of red tape and changing guidelines. Avoid the hassle and allow us to handle the details, reduce the stress and make the process simpler — so you can focus on your life and your family.